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There are hundreds of United States companies that intentionally deceive consumers and sell products by resorting to a variety of fraudulent activities. These companies never miss a single chance to deceive consumers into spending their hard earned money. New Jersey Personal Injury Lawyers state that in a year there are over half a million complaints of fraud made in the United States against companies. These greedy companies extort money from innocent consumers by using various illegal tactics and unethical practices like Price Gouging and Exorbitant Fees. The most commonly practiced means of defrauding consumers according to consumer fraud attorneys of New Jersey are:
- Mortgage Fees
- Credit Card Bills
- Life Insurance Plans
- Phone Bills
Consumer Fraud-means merchandise, services, property bought by an innocent consumer that does not work as advertised. The consumer can be sold a defective product or it can be a real estate swindle, a not so genuine charitable cause, bad faith denial of insurance coverage and even a travel scam.
Every tax paying citizen has the right to Consumer fraud protection because it gives protection to consumers from deceptions mainly through enforcement of state and federal consumer protection and product safety laws. To get complete information on the subject it is essential to find a consumer fraud attorney or consumer fraud lawyer in New Jersey that can help consumers deal with consumer fraud.
Lemon Law, Auto Sales Fraud-Car dealership Companies engaged in the business of selling cars or trucks use various methods that need protection of consumer fraud statutes as well as common law principles. Auto fraud attorneys of New Jersey give an interesting example of a smart dealership salesman who sells a lemon to a consumer or a car that is damaged, had some defect in its engine and is not supposed to be running on a road. That kind of car requires to be recalled by the company.
There are many strong arm or high pressure sales tactics entered into by car auto dealers to close a deal. They fall into the category of Financing Fraud and need protection by consumer fraud statutes. Sometimes dealership engages into a completely unaffordable deal with the consumer. The company first entice a consumer with various discounts and after the deal has been closed they switch the terms of the contracts that are completely different to what wCharging ere previously agreed upon.
Auto fraud lawyers of New Jersey state that on a number of occasions car dealers had spot delivered a vehicle and then called the car buyer and requested to return back the car giving the excuse that the car buyer did not obtain financing from them through their financing sources.
There have been many instances where car dealerships did not disclose certain terms of a loan contract that are required by Federal and State Law. They also threaten or otherwise harass elderly consumers pressuring tCharging hem to enter into a contract that does not in anyway favor the buyer. Auto fraud attorneys of New Jersey have also handled many cases where the auto dealer had used a fraudulent contest or sweepstakes scheme to persuade the consumer toCharging come to the dealership and to enter a purchase contract to which they never agreed.
Mortgage Fraud- A fraud committed by an applicant for getting a mortgage loan to purchase a house or property by giving false statements, forging documents and presenting them to a lender or underwriter who provides funds by trusting that the documents and statements are true.
According to mortgage fraud attorneys of New Jersey each term of contract has to be disclosed and if it is not done it will be a gross violation of the Federal law. But in most of the cases it has been a practice adopted by the financing institution and or its agents to induce a consumer into a loan without any reasonable inquiry into that consumer's ability to pay.
New Jersey Consumer Fraud Act-are a set of rules and regulations that protect consumers against fraudulent practices adopted by many big and small companies. It provides business operators and consumers with guidelines regarding the rules and regulations for ethical business practices. If a consumer has suffered a loss as the result of consumer fraud in New Jersey then that consumer is entitled to recovery of damages. An experienced consumer fraud lawyer of New Jersey can fight and get a favorable verdict for the suffering consumer.
Charging the areas covered by New Jersey Consumer Fraud Act are:
- The sale or lease of a new or used motor vehicle
- Repair of automobiles
- Repair of watercraft
- Servicing and repair of home appliances
- Ordering and delivery of household furniture
- Home improvementsCharging Charging
- Health clubs/gyms
- Mail and catalog orders
- Refund policies at retail stores
- Funeral home practices
Rite Aid Consumer Fraud Case-A consumer fraud suite was filed against famous drug store chain Rite Aid in which it was alleged that the store sold expired merchandise, including non-prescription drugs, infant formula and baby food, and charged consumers prices in excess of those listed on the shelf.
The consumer fraud attorneys of New Jersey fighting for the state alleged that it found the following violations:
- Overpricing a product and extorting money from consumers. The price charged exceeding the price posted at the point of display
- Indulging in the sale of expired merchandise
- Making false promises and misrepresentations
Class Action Suit-A class action lawsuit can be filed by consumer fraud lawyers of New Jersey on behalf of a larger group of people who are facing similar issues. Class action lawsuits club a large number of individualized claims into one representational lawsuit so that each person with the same complaint or injury need not file a separate lawsuit.
New Jersey consumer fraud attorneys say that there are several benefits of a Class Action Suit.
- Increase in the efficiency of the legal process by presenting witnesses, issues and exhibits in a single trial
- Getting compensations for all the individuals involved in the injuries from the erring company
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